roviding Short-Term Priva Loans for Real Estate Investments
Borrowers

If the bank says no, we can say YES. At Apex Hard Money, we are dedicated to helping you acquire the funds you need to handle situations where it is not feasible to use a bank. This can be due to bad credit, foreclosure action, bankruptcy or the need for a speedy transaction. At Apex Hard Money we move quickly to get your loan funded without regard to Credit or Income.

Traditionally, banks look at Income, Credit and Property Value to provide a loan. We look at property value ONLY in most cases, making it easier for borrowers to refinance or purchase a property, using the equity in the property itself as the only criteria for qualifying for a loan.

We can offer Hard Money in the following situations

1) There is bad credit or no credit
2) There is good credit, however, to wait for a bank transaction a deal might be lost (developers and property rehabbers use us for financing their projects in these scenarios)
3) Foreclosure action has started (Notice of Default or Notice of Sale)
4) There are late payments on the mortgage (60 or 90 day mortgage late payments) and the bank won't fund a loan unless 12 months has passed.
5) There is insufficient income to obtain a bank loan.

If there is enough equity in the property we can move quickly to fund your loan. We can do hard money loans in all 50 states.

If you come to us due to a credit issue, we try to help you re-build your credit by providing enough cash out so you have a year's worth of mortgage payments to help you re-establish your credit if there is enough equity in the property.

If you are a developer, we can help you acquire and develop land or existing properties or rehab a property using our private money developer programs.

Call us at (800) 799-3944 and one of our professional loan consultants will promptly go over your loan scenario. We'll do whatever it takes to help you get your loan as fast as possible.