roviding Short-Term Priva Loans for Real Estate Investments
About Us

Our founders, lenders and associates have funded private money loans as direct investor or broker in many scenarios including:

• Land loans,

• Purchase and acquisition,

• Foreclosure bail-out and

• Bankruptcy bail-out or a combination thereof.

In many cases refinancing or 2nd mortgages (or deeds of trust) were subsequently provided helping the same borrowers again, months after the initial transaction when their credit score was higher.

Dr. Anthony Knight, one of our founders, has raised millions of dollars in equity capital previously for another venture he was involved in and has funded loans in excess of $ 1 million at an unheard of 100% loan to value ratio for land acquisition where the land was the only collateral without future value calculated into the equation. In the same transaction a 90% bank loan was followed by a 10% private money loan 2nd mortgage (deed of trust), providing a 100% combined loan to value ratio for property acquisition using creative financing, without regard to future value.

Mr. Knight holds a B.A. in economics and a Juris Doctor degree with concentration on real estate courses. He has previously worked in mortgage operations with loan volume of over $ 200 million per year where he worked on development, residential, commercial, industrial and land transactions. He has experience in providing prime, sub-prime and hard money loans.

Our traditional guidelines usually provide loan to value ratios of 65% to 70%, however, once a relationship is established, it is possible to go higher on the loan to value ratio on subsequent transactions in some cases.

At Apex Hard Money, we are establishing relationships with multi-billion dollar organizations, pension funds, hedge funds, individual investors and our own direct investors, ensuring there will never be a shortage of money to fund your loans. We will be glad to go over your loan scenarios ranging from $ 100,000 to hundreds of millions of dollars.