roviding
Short-Term Priva Loans for Real Estate Investments
Borrowers
If the bank says no, we can say YES.
At Apex Hard
Money, we are dedicated to helping you acquire
the funds you need to handle situations where it is
not feasible to use a bank. This can be due to
bad credit, foreclosure action,
bankruptcy or the need for a speedy
transaction. At Apex Hard Money we move quickly
to get your loan funded without regard to Credit or
Income.
Traditionally,
banks look at Income,
Credit and
Property Value to provide a loan. We look at
property value ONLY in most cases,
making it easier for borrowers to refinance or
purchase a property, using the equity in the
property itself as the only criteria for qualifying
for a loan.
We
can offer Hard Money in the following situations
1) There is bad
credit or no credit
2) There is good credit, however, to wait for a bank
transaction a deal might be lost (developers and
property rehabbers use us for financing their
projects in these scenarios)
3) Foreclosure action has started (Notice of Default
or Notice of Sale)
4) There are late payments on the mortgage (60 or 90
day mortgage late payments) and the bank won't fund
a loan unless 12 months has passed.
5) There is insufficient income to obtain a bank
loan.
If there is
enough equity in the property we can move quickly to
fund your loan. We can do hard money loans in all 50
states.
If you come to us
due to a credit issue, we try to help you re-build
your credit by providing enough cash out so you have
a year's worth of mortgage payments to help you
re-establish your credit if there is enough equity
in the property.
If you are a
developer, we can help you acquire and develop land
or existing properties or rehab a property using our
private money developer programs.
Call us at
(858) 602-7777 and one of our professional loan
consultants will promptly go over your loan
scenario. We'll do whatever it takes to help you get
your loan as fast as possible. |
Nationwide
hard money provided in all 50 states. Loan amounts start at
$100,000 to $ 30 million for residential hard money
loans.
For commercial hard money loans, loan amounts in category one
loans start from $ 100,000 to $ 1 million.
For category 2 commercial hard money loans minimum loan amounts
start at $ 1 mil. to $ 1 billion. For hard money loans
over $ 1 billion exceptions can be made on a case by case basis.
Equity and Debt financing combinations available for loans
over $ 30 million.
Types of
financing include residential hard money loans: Single
family hard money loans, coop hard money loans, condo hard money
loans and 1 to 4 unit hard money loans for conforming and jumbo
hard money loans.
Commercial hard money loans include: Hospitality hard
money loans, Hotel hard money loans, motel hard money loans,
mixed use hard money loans, super jumbo hard money loans,
apartment hard money loans, condo conversion hard money loans,
industrial hard money loans, office building hard money loans,
self storage hard money loans, shopping center hard money loans,
warehouse hard money loans, apartments over retail hard money
loans, assisted living hard money loans, automotive hard money
loans (gas station hard money loans, car wash hard money loans),
bed and breakfast hard money loans, commercial building lot hard
money loans, corporate apartment hard money loans, garden
apartment hard money loans, golf courses hard money loans, high
rise apartments hard money loans, multi family hard money loans,
garden apartment hard money loans, condo conversion hard money
loans, senior housing hard money loans, assisted living hard
money loans, medical building hard money loans, office complex
hard money loans, apartment complex hard money loans, shopping
center hard money loans, parking lot hard money loans, strip
mall hard money loans, retail hard money loans, loft hard
money financing, construction hard money loans,
acquisition and development hard money loans and bridge hard
money loans.
Foreclosure bail out program for properties with 30, 60,
90 or 120+day late payments. If you have received a notice of
default (NOD) call us for a hard money loan right away. If you
have received a notice of sale (NOS) fax your NOS to us at
(516)706-4454 and call us immediately so we can try to set your
sale date back and allow for refinancing. Bad credit hard money
loans provided without regard to credit score. Foreclosure
bailout programs for residential and commercial properties.
Bankruptcy financing and refinancing available with many
programs.
Types of financing include: Purchase and refinance hard
money loans, acquisition and development hard money loans,
blanket hard money loans (blanket hard money loans cross
collateralized more than one property with the same hard money
loan), bridge hard money financing, construction hard money
loans, acquisition and construction hard money loans,
construction completion hard money loans, construction take out
hard money loans, hard money loans for corporations, trust hard
money loans, LLC hard money loans and other legal entity hard
money loans, foreclosure avoidance hard money loans, foreign
nationals hard money loans, joint venture hard money loans,
mezzanine hard money loans, no recourse hard money loans, deed
of trust hard money loans, 2nd trust deed hard money loans,
private money financing for most properties, purchase hard money
loans, refinance hard money loans, cash out hard money loans,
remodel hard money loans, rehab hard money loans, contractor
hard money loans, renovation hard money loans, improvement hard
money loans, second mortgage hard money loans, 3rd mortgage hard
money loans and third trust deed hard money loans. |